Financial Wellness Series: Pursuing Economic Stability – for ages 18+

This series is focused on guiding teens to build financial skills for real-world experiences. Themes include employment, financial tools, budgeting, and setting goals.

water can sitting next to a money tree

Budgeting Basics:
How to Grow Your Dough with a Personal Spending Plan

Recommended for ages 18+
Apply the 50-30-20 budgeting rule for determining fixed expenses, flexible spending, and financial goals. Practice through scenario-based applied learning.
Click here for Budgeting Basics

Goals decorative graphic

Financial Goal Setting:
How to Save and Create Meaningful Financial Goals

Recommended for ages 14+
Develop sustainable goals that fit into your timeline for living a good life. Explore research around self-determination theory and how happiness plays into pursuing S.M.A.R.T.E.R. goals and financial security.
Click here for Financial Goal Setting

Scams infographic

Fraud and Scams: 
How to Protect Yourself

Recommended for ages 18+
Explore current scams and review practical tips to better understand and identify the difference between a scam, fraud, and identify theft. Learn what to avoid, how to protect yourself, and take positive action to report incidents and file a complaint.
Click here for Fraud and Scams

padlock keyhole on matrix style background

Fraud Prevention: Isolating Your Personal Information and Side-Stepping Scam
Learn to identify ways to protect personal financial information from scam artists and identity thieves. Explore the tactics used to steal an individual’s identity, information, and money.
Click here for Fraud Prevention

Gig Economy: Budgeting Inconsistent Income. How to explore if freelancing is your future lifestyle

Gig Economy: Budgeting Inconsistent Income - 
How to Explore if Freelancing is Your Future Lifestyle

Recommended for ages 18+
Have you thought about your creative talents and a need to find a primary source of income or generate more income? It’s a strategy, but is it for you?
Click here for Paying for Gig Economy

illustrated home with a for sale sign

Home Buying 101
Recommended for ages 18+
Become familiar with the roles of the real estate agent, home inspector, loan officer, buyer, and seller. Get tips related to the property, transaction, the move, and advantages/disadvantages of home buying.
Click here for Home Buying 101

Keeping it Financially green. How to live simply.

Keeping It Financially Green:
How to Live Simply

Recommended for ages 18+
Join a conversation that explores a mindset of owning, buying, renting, low-cost experiences, and how to develop fun habits to prioritize easy living, financially green.
Click here for Keeping It Financially Green

Compass

Navigating Retirement with a GPS: Growing, Protecting and Saving Your Funds for Retirement
Recommended for ages 18+
Explore common ways to prepare for retirement, along with an introduction to the basics of wills, trusts, and social security earnings. Topics will help in understanding the importance of early planning for retirement.
Click here for Navigating Retirement

Accounts decorative graphic

Open a Checking or Savings Account: How to Start or Rebuild Personal Banking
Recommended for ages 14+
Explore eligibility requirements, challenges that may arise when opening an account, and key questions to ask a financial institution prior to opening an account.
Click here for Open a Checking or Savings Account

Positive Conversations with Youth: How to Establish Healthy Financial Habits for Life

Positive Conversations with Youth:
How to Establish Healthy Financial Habits for Life

Recommended for ages 18+
Learn about financial checkpoints, key questions to explore together, and techniques for action-oriented discussions.
Click here for Positive Conversations with Youth

Strategies to Secure Your First Job in a speech bubble

Strategies to Secure Your First Job: How to Create a Strong Impression; It Matters
Recommended for ages 16+
Realize how to capture your talent and translate it into workplace skills to create a thoughtful résumé and find ways to create opportunities for work readiness skills.
Click here for Strategies to Secure Your First Job

Football laying on a football field

Tackle Your Debt
Recommended for ages 18+
Develop an effective debt pay-down strategy. Gain an understanding for debt levels and reflect on what is considered good debt and bad debt.
Click here for Tackle Your Debt

SEFCU credit card sticking out of a jean pocket

Understanding and Managing Credit
Recommended for ages 18+
Explore how to manage credit responsibly, obtain credit, and the meaning of credit scores and credit reports.
Click here for Understanding and Managing Credit

Credit cards infographic

Your Credit Score:
How to Repair, Maintain and Build Up a Credit Score

Recommended for ages 18+
Create a plan to develop positive financial habits to build a positive credit score.
Click here for Your Credit Score