Establishing strong passwords is one of the best ways to keep your account information safe. If you aren’t sure how to create secure passwords or need help keeping track of all the different passwords you have, read these tips.
As a best practice, your password should be complex, but it doesn’t have to be hard to remember or difficult to type. Consider using a phrase as a password. You will run into websites or situations requiring you to add symbols, numbers, or uppercase letters to your password and that’s fine. Using something like “P!zzaistheBest!" or "!loveGoldenRetrievers!" helps you remember the password while ensuring they are strong.
You should be using a unique password for every account you have. If you reuse the same password for multiple accounts, you’re putting your security at risk. You might be saying “but there are just too many passwords to remember” and you’re right! That’s why we suggest using a password manager. A password manager is a special computer program that will securely store all your passwords in an encrypted vault. Then you only need to remember one password: the one for your password manager.
Two-step verification (also known as two-factor authentication or multi-factor authentication) adds an additional layer of security. This will require you to use your password and a numerical code which is generated by your smartphone or sent to your phone. This will prevent someone from gaining access to your accounts, even if they have your password. You usually only need to use two-step verification when you log in from a new computer or device. Enable this whenever possible, especially for your most important accounts. If you are using a password manager, we highly recommend you protect it with a strong password or passphrase AND two-step verification.
For more security tips, visit SEFCU’s Security Center.