Developing positive habits related to saving and spending money is an ongoing process. Not understanding your habits – especially during the holiday season – can create added expenses and stress. On average it takes about 60 days to change or create a habit, so it’s important to think carefully about what you spend your money on, especially this time of year. By following some simple tips, you can keep your holiday spending in check and develop healthy financial habits.
If you find yourself in debt there are some simple steps you can take.
SEFCU’s Institute for Financial Well-Being offers many free sessions where you can learn about budgeting, eliminating debt, saving, and more. View upcoming sessions