Financial Well-Being Helps Local Youth Form Positive Habits

SEFCU’s Institute for Financial Well-Being recently facilitated impactful, fun, and interactive financial education workshops at Goff Middle School in East Greenbush.

More than 130 seventh and eighth grade students enthusiastically learned about H.A.B.I.T.S.SM for Smart Consumer Spending. One of their teachers said, “Exposing students to the fundamentals of consumer economics at an early age and continuing to reinforce and build on the concepts of financial education is important. With the help of SEFCU’s financial educators, I was able to include valuable lessons in my Intro to CTE - Home & Career Skills curriculum this year. The H.A.B.I.T.S. for Smart Consumer Spending is an ideal program for middle school students. Students actively participate in making informed consumer decisions as they learn to build smart consumer habits. I look forward to continuing the partnership with SEFCU next year.“


Youth practiced positive spending habits by working in teams to solve real-world challenges. The hands-on workshop helped participants learn how to prioritize the importance of consumer products and ask key questions when making a purchase.  The session reinforced the importance of budgeting money, the way to take action after all of the research is complete, and the value of keeping receipts. Finally, they created and presented fun and colorful infographics that represented the concepts learned.

After the sessions, participants indicated a 10% improvement in attitude regarding their confidence in understanding financial concepts.

The Institute for Financial Well-Being provides impactful learning experiences to people of all ages across New York State and beyond.

To request free education on financial concepts for your organization, please visit  SEFCU’s Financial Education Request Form