Financial Capability Series: The Future is Now – for ages 14-18

This series is focused on guiding teens to build financial skills for real-world experiences. Themes include employment, financial tools, budgeting, and setting goals.

Board game pieces on a gameboard starting line

Building Your Household: A Game-Based Journey of Costs and Trade-Offs
Recommended for ages 15+
Participate in an energetic pricing game experience and explore expenses associated with being independent
and establishing a household.
Click here for Building Your Household

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How Do I Pay for That? Understanding Checking Accounts, Credit Cards, and Cash
Recommended for ages 14-17
Explore key differences and appropriate uses of debit cards, credit cards, and cash.
Click here for How Do I Pay for That?

cartoon hand holding a dollar and text reading my first job

My First Job: Paycheck Basics
Recommended for ages 14-17
Learn about paychecks, gross and net income, payroll deductions and taxes, and payroll forms such as the I-9, W-2, and W-4. 
Click here for My First Job

mad city money text with decorative graphics

Budgeting Basics: Mad City MoneyTM Simulation 
Recommended for ages 15-18
Create and implement a realistic budget through a simulated experience, managing household expenses and spending decisions.
Click here for Budgeting Basics

cartoon graduation cap

Paying for Higher Education
Recommended for ages 15-18
Explore costs related to funding higher education. Navigate the financial aid process (FAFSA) and develop strategies to pay for college.
Click here for Paying for Higher Education

road stretching into the horizon

My Vehicle to Freedom: How to Navigate an Auto Purchase Without Getting Lost
Recommended for ages 16+
Apply a planned buying process to identify needs and wants in making an informed automobile purchase. Compare earnings to vehicle cost and identify guidelines for using debt responsibly.
Click here for My Vehicle to Freedom

Goals decorative graphic

Financial Goal Setting:
How to Save and Create Meaningful Financial Goals

Recommended for ages 14+
Develop sustainable goals that fit into your timeline for living a good life. Explore research around self-determination theory and how happiness plays into pursuing S.M.A.R.T.E.R. goals and financial security.
Click here for Financial Goal Setting

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Open a Checking or Savings Account: How to Start or Rebuild Personal Banking
Recommended for ages 14+
Explore eligibility requirements, challenges that may arise when opening an account, and key questions to ask a financial institution prior to opening an account.
Click here for Open a Checking or Savings Account

Strategies to Secure Your First Job in a speech bubble

Strategies to Secure Your First Job: How to Create a Strong Impression; It Matters
Recommended for ages 16+
Realize how to capture your talent and translate it into workplace skills to create a thoughtful résumé and find ways to create opportunities for work readiness skills.
Click here for Strategies to Secure Your First Job

financial icons shaped like a head

Financial Well-Being: Goal Setting for a Bright Financial Future
Recommended for ages 10-16
Identify what it takes to become financially independent by setting S.M.A.R.T.E.R. goals, creating a financial plan, and building human capital.
Click here for Financial Well-Being