Credit Journey


Get your credit score for free!

Your credit score doesn’t have to be a mystery.  Access your current credit score* for FREE via the Credit Journey widget in your online banking account or app. 



Take more control of your finances with Credit Journey


Features & Benefits

Take control of your financial wellness 

  • View your credit score (current and previous)
  • View your credit worthiness rating
  • Receive recommendations to improve your credit score
  • Monitor your credit report and usage
  • Access resources to help you improve your finances
  • Receive personalized offers
    NOTE: Utilizing this feature will not negatively impact your credit score.

Credit Journey is free to SEFCU members! Get started today.

  1.   Log into online banking or the SEFCU Mobile App
  2.   Click on or tap the “Credit Journey” widget (you may need to click "More" to find “Credit Journey,” depending on how you have personalized your Dashboard)
720 credit score



Not enrolled in online banking? 

Click below to enroll!

Current SEFCU member?

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Not a member?






Visit a branch near you

Call 800-727-3328


More to think about...

*Information presented in Credit Journey is pulled from your TransUnion® credit report. Any errors should be disputed with the TransUnion® credit reporting agency, which can be initiated within Credit Journey.