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Recommended for Ages 18+

Become familiar with several elements of home buying, such as: the roles of the realtor, home inspector, loan officer, buyer and seller. Explore the broad impact a home purchase can have on personal finances and identify financial preparation steps needed for success.  Tips related to the property, the transaction, and the move, as well as advantages/disadvantages of home buying are covered.

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Wednesday,    August 3    6:00 p.m. - 7:30 p.m.

Tuesday,    September 27    6:00 p.m. - 7:30 p.m.

Wednesday,    November 2    6:00 p.m. - 7:30 p.m.

Recommended for Ages 18+

Develop an effective debt pay-down strategy. Gain an understanding for debt levels and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed. 

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Wednesday,    June 15    6:00 p.m. - 7:30 p.m.

Tuesday,    July 26    6:00 p.m. - 7:30 p.m.

Thursday,    September 22    6:00 p.m. - 7:30 p.m.

Tuesday,    October 25    6:00 p.m. - 7:30 p.m.

Recommended for ages 18+

Does living simply create more space and time for achieving important goals? Learn ways to enjoy savings for purpose-driven goals by making room in your budget. Join the SEFCU Institute for Financial Well-Being in exploring a mindset of owning, buying, renting, low-cost experiences, and how to develop fun habits to prioritize easy living, financially green.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Thursday,    August 11    12:00 p.m. - 12:45 p.m.

Wednesday,    October 5    12:00 p.m. - 12:45 p.m.

Wednesday,    November 9    12:00 p.m. - 12:45 p.m.

Recommended for ages 9 - 12

Create and explore your feelings and ideas on basic financial decisions and philanthropy. Self-reflect to determine how you can share your skills and talents to make a positive impact in your community.

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Thursday,     April 21    4:00 p.m. - 5:00 p.m.

Tuesday,     June 28    4:00 p.m. - 5:00 p.m.

Recommended for ages 15-18

Explore costs related to funding higher education. Navigate the financial aid process (FAFSA) and develop strategies to pay for college by evaluating current and future financial means as compared to anticipated financial commitment. Discussion on the hidden costs of college and possible financial resources available are outlined. Parents or guardians of the student who will be applying for financial aid are strongly encouraged to attend.

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.

Please choose a date and time:

Tuesday, May 24  6:00 p.m. - 7:30 p.m.

Tuesday, August 2  6:00 p.m. - 7:30 p.m.

Wednesday, September 28  6:00 p.m. - 7:30 p.m.

Wednesday, November 30  6:00 p.m. - 7:30 p.m.

Recommended for ages 18+

Apply the 50-30-20 rule for determining fixed expenses, flexible spending, and financial goals. Explore the benefits of developing a written spending plan, how to track income and expenses, and strategies for record keeping through a scenario-based applied learning approach. 

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Recommended for ages 16+

Apply a planned buying process to identify needs and wants in making an informed automobile purchase. Compare earnings to vehicle cost and identify guidelines for using debt responsibly. Evaluate loan and insurance terms, and the potential for fraud.

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Thursday, April 28    6:00 p.m. - 7:30 p.m.

Wednesday, June 1    6:00 p.m. - 7:30 p.m.

Recommended for ages 18+

Refine strategies for talking with youth on how to make financial decisions that positively impact their future. These conversations can be a challenge, for all generations. Inspire young people by setting a positive tone from the start. Learn about financial checkpoints, key questions to explore together, and techniques for action-oriented discussions. The SEFCU Institute for Financial Well-Being will provide ideas for fun incentives to encourage good saving and spending habits and how to set youth on a path of attaining goals and financial stability.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Wednesday,    May 25    12:00 p.m. - 12:45 p.m.

Recommended for ages 9 - 12

Create a heart map as you explore your own passion and drive to make a positive social impact. Apply elements of math and art to make informed financial decisions while following your  passion. Discuss trade-offs and budgeting and share ideas and solutions for real-world challenges.

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Saturday,     April 23    10:00 a.m. - 11:00 a.m.

Thursday,     June 23    4:00 p.m. - 5:00 p.m.

Recommended for ages 14+

Familiarize yourself, family, or friends with the benefits of using a bank or credit union, how you can open an account, features of a checking versus a savings account, and benefits to having a personal bank account. Explore eligibility requirements, challenges that may arise when opening an account, and key questions to ask a financial institution prior to opening an account. 

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

SEFCU’s Institute for Financial Well-Being offers free virtual financial education courses throughout the year. Please check back for new session opportunities and visit our course pages for current webinars. To request this financial education topic for a business, organization, group or school, please visit https://www.sefcu.com/educationrequest

This is a difficult time for so many in our community and with massive layoffs, many people in the Capital Region are turning to food pantries more than ever to feed themselves and their families. In the month of March, the SEFCU Freight Farm responded to this growing need. Our Freight Farm, which has been in operation since early 2018 at the corporate office at 700 Patroon Creek Blvd in Albany, regularly donates about half of its produce to organizations that have weekly pickups such as the Food Pantries for the Capital District. But in March when SEFCU sent many of its staff to work from home, the produce from our Freight Farm went solely to non-profits instead of the hybrid model of feeding staff and the community that we have followed since beginning community donations.

Recommended for Ages 18+

Planning for a secure financial future can be overwhelming. A variety of topics regarding growing, protecting, and saving funds for retirement will be discussed. Common ways to prepare for retirement are identified, along with an introduction to the basics of wills, trusts, and social security earnings. Topics will help in understanding the importance of early planning for retirement. This session is an overview and non-advisory.

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Tuesday,    June 21    6:00 p.m. - 7:30 p.m.

Recommended for ages 18+

Have you thought about your creative talents and a need to find a primary source of income or generate more income? Learn about ways to capture your talent, quantify your hourly value, costs to consider, and other pivotal questions. Explore how to create clarity in the scope of work that you venture to do, building a portfolio of references, and financial variables to consider. It’s a strategy, but is it for you? Join the conversation!

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Tuesday,   August 16    12:00 p.m. - 12:45 p.m.

Thursday,   October 6    12:00 p.m. - 12:45 p.m.

Thursday,   November 17    12:00 p.m. - 12:45 p.m.

Recommended for ages 11-13

Learners will explore how to make informed consumer decisions through role-playing exercises. They will learn to build positive spending habits with real-world practice examples.

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Tuesday,   August 9    10:00 a.m. - 11:00 a.m.

Wednesday,   September 21    4:00 p.m. - 5:00 p.m.

Wednesday,   November 2    10:00 a.m. - 11:00 a.m.

Recommended for ages 18+

Explore current scams and review practical tips to better understand and identify the difference between  a scam, fraud, and identity theft. Learn what to avoid, how to protect yourself, and take positive action to report incidents and file a complaint.  

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Thursday, July 21    6:00 p.m. - 6:45 p.m.

Wednesday, September 14    6:00 p.m. - 6:45 p.m.

Tuesday, October 18    6:00 p.m. - 6:45 p.m.

Recommended for Ages 5-8

Using the book, Joe the Monkey Saves for a Goal by John Lanza, youth will make decisions about how to spend, share, and save money. Following reading and discussion, children are encouraged to create their own save jar and to establish a financial goal. 

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Thursday,   July 7    10:00 a.m. - 11:00 a.m.

Wednesday,   August 24    4:00 p.m. - 5:00 p.m.

Wednesday,   October 5    4:00 p.m. - 5:00 p.m.

Recommended for Ages 14+

Explore the key differences between wants and needs and discuss opportunity costs and trade-offs. Learn to write personal checks and record transactions in a check register. Key differences and appropriate uses of debit cards, credit cards, and cash are discussed.

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.

Please choose a date and time:

Wednesday, July 19  4:00 p.m. - 5:30 p.m.

Wednesday, September 28  10:00 a.m. - 11:30 a.m.

Saturday, November 5  10:00 a.m. - 11:30 a.m.

Recommended for ages 9-12

Participate in a trivia-style game, examining concepts of budgeting, saving, sharing, borrowing, and interest and discover related financial vocabulary. Customized, focused discussion on topics will take place based on game outcome. 

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

SEFCU’s Institute for Financial Well-Being offers free virtual financial education courses throughout the year. Please check back for new session opportunities and visit our course pages for current webinars. To request this financial education topic for a business, organization, group or school, please visit https://www.sefcu.com/educationrequest

Recommended for ages 11 - 13

Explore what it takes to be an entrepreneur by creating your own business or product concept. Learn basic banking and terms associated with savings and checking accounts. A metaphoric visioning activity is incorporated to help with future financial aspirations.

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Thursday,  August 18    10:00 a.m. - 11:00 a.m.

Tuesday,  September 27    10:00 a.m. - 11:00 a.m.

Wednesday,  November 16    4:00 p.m. - 5:00 p.m.

Recommended for ages 18+

Learn key terms and about the many variables that are used to calculate a credit score. Create a plan to develop positive financial habits to build a positive credit score. Discover how to maintain your credit history and keep it working favorably into your financial future.

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Wednesday,   August 24    12:00 p.m. - 12:45 p.m.

Tuesday,   October 11    12:00 p.m. - 12:45 p.m.

Tuesday,   December 6    12:00 p.m. - 12:45 p.m.

Recommended for ages 9 - 12

Use creativity, problem solving skills, and critical thinking to imagine a better world and expand understanding of entrepreneurship. Develop 21st Century skills such as entrepreneurship, innovation, and creativity while learning about financial concepts in an inspiring way. Make financial decisions and use a budget to create a superpowered robot that will help bring an idea to reality.
 

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Wednesday,     May 18    4:00 p.m. - 5:00 p.m.

Recommended for ages 10-16

Identify what it takes to become financially independent by setting S.M.A.R.T.E.R. goals, creating a written financial plan, and distinguishing between needs and wants. Explore how investing in your own personal human capital can increase the likelihood of career success. Working in teams, participants will develop a creative presentation synthesizing their knowledge of the targeted financial and goal-setting concepts and skills.

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

SEFCU’s Institute for Financial Well-Being offers free virtual financial education courses throughout the year. Please check back for new session opportunities and visit our course pages for current webinars. To request this financial education topic for a business, organization, group or school, please visit https://www.sefcu.com/educationrequest

Recommended for ages 15+

Young adults participate in an energetic pricing game experience and are introduced to expenses associated with being independent and establishing a household. Learners will make comparisons and financial decisions in practical scenarios and identify trade-offs (cost savings) and opportunity costs. Themes of using credit responsibly, following a monthly budget, and cost awareness are explored to learn how to prioritize needs and wants and pursue personal financial capability.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Tuesday, July 12  4:00 p.m. - 5:30 p.m.

Saturday, September 24  10:00 a.m. - 11:30 a.m.

Thursday, October 27  6:00 p.m. - 7:30 p.m.

Recommended for Ages 18+

Financial decisions made today greatly impact your future. When using credit, you are spending your future income. This concept will be the backdrop while you explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports. 

To create the optimal experience, each session is limited to 100 participants.

Length 1.5 hours

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Wednesday, July 13    6:00 p.m. - 7:30 p.m.

Tuesday, September 6    6:00 p.m. - 7:30 p.m.

Thursday, October 13    6:00 p.m. - 7:30 p.m.

Recommended for ages 14+

Develop sustainable short-term, mid-term, and long-term goals that fit into your timeline for living a good life. Explore research around self-determination theory and learn how happiness plays into financial well-being and S.M.A.R.T.E.R. goals to help create financial security.

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Tuesday, June 7    12:00 p.m. - 12:45 p.m.

Recommended for ages 9 - 12

Integrate math, science, and technology to create opportunities for making informed decisions and to explore solving social concerns, such as hunger.  Seek answers on how to feed the community through growing sustainable food. Three types of gardens, concepts of money, and making trade-offs in relationship to a budget are discussed. Work in teams, share learning experience, brainstorm, and compare various ideas based on a common theme.

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Thursday,   August 4    4:00 p.m. - 5:00 p.m.

Wednesday,   October 26    4:00 p.m. - 5:00 p.m.

Wednesday,   December 7    4:00 p.m. - 5:00 p.m.

Recommended for ages 14-17

Participants will be exposed to key concepts about paychecks, such as: the differences between gross and net income, details on pay stub (i.e. payroll deductions, and taxes), and payroll forms such as the I-9, W-2, and W-4.

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.

Please choose a date and time:

Wednesday, August 17  11:00 a.m. - 12:30 p.m.

Saturday, October 15  10:00 a.m. - 11:30 a.m.

Tuesday, December 13  6:00 p.m. - 7:30 p.m.

Recommended for ages 5-8

Learners create a dynamic adventure-based storyline by guiding our friend Finn through a series of spending, saving, sharing, and earning experiences. Watch the story unfold as youth practice problem-solving and critical thinking to make financial decisions while prioritizing needs and wants. Relevant math illustrations are used to visually explain the result of each scenario in the story, as decisions are made in real time by participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Thursday,     June 16    4:00 p.m. - 5:00 p.m.

Thursday,     July 14    4:00 p.m. - 5:00 p.m.

Saturday,     September 10    10:00 a.m. - 11:00 a.m.

Tuesday,     October 11    4:00 p.m. - 5:00 p.m.

Recommended for Ages 18+

Learn to identify ways to protect personal financial information from scam artists and identity thieves. Explore the tactics used to steal an individual’s identity, information, and money. Practice resolving identity theft issues and become familiar with the steps it takes to report a scam.

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Thursday, June 2    6:00 p.m. - 7:30 p.m.

Recommended for ages 18+

It can be challenging to secure your first job. Realize how to capture your talent and translate it into workplace skills to create a thoughtful résumé and find ways to create opportunities for work readiness skills. Focusing now on early employment will help improve long-term career outcomes and a sustainable financial future. Gain tips on résumé building, and useful templates as well as structuring a future savings plan.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

This course is currently available for private coordination.  Please email [email protected] to learn more!

SEFCU’s Institute for Financial Well-Being offers free virtual financial education courses throughout the year. Please check back for new session opportunities and visit our course pages for current webinars. 
To request this financial education topic for a business, organization, group or school, please visit https://www.sefcu.com/educationrequest
 

Recommended for ages 9 - 12

Participants discuss making responsible financial decisions while looking at their personal aspirations in the context of how to make the world a better place. They contemplate trade-offs, emergency funds, and the importance of planning and designing a budget. Participants learn key financial concepts and form positive attitudes and behaviors that can help them become financially capable young adults.

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Wednesday,   July 27    4:00 p.m. - 5:00 p.m.

Thursday,   September 1    4:00 p.m. - 5:00 p.m.

Saturday,   October 22    10:00 a.m. - 11:00 a.m.

Recommended for ages 15-18

Participate in the creation and implementation of a realistic budget through a simulated experience. An occupation, income, and obligatory expenses are assigned with a spending plan. Learn to record all transactions using a spend/debit register. Debrief on personal experiences and skills acquired to create and enhance your own budget.

To create the optimal experience, each session is limited to 100 participants.

This online webinar is also available for private coordination for schools, groups, businesses and community organizations. Please contact [email protected] to learn more.  

Please choose a date and time:

Tuesday, May 17    6:00 p.m. - 7:30 p.m.