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Branches now open...

Schodack
89 Miller Rd.
Syracuse
107 Simon Dr. (Midler Ave.)
Troy
65 Vandenburgh Ave.
Auto loans for just about any car!

SEFCU Auto Loans Tired of filling up your gas guzzler, or just looking for something new? If you're in the market to buy a new or pre-owned vehicle this spring, let SEFCU help you save big with our low auto loan rates!

We offer a variety of auto loans, and as a part of our going green campaign, we are offering a 1/4% discount on specific eco-friendly vehicle loans, classified as SmartWay Elite in the EPA Green Vehicle Guide. Why not take a look at our auto loan options at sefcu.com?

Apply Now!
More Scam Alerts
Branches coming soon...

Amherst
Summer 2008
Niagara Falls Blvd.
Amsterdam
Late spring 2008
Route 30
Buffalo
Summer 2008
598 Main St. at Chippewa
Colonie
Early summer 2008
40 Wolf Rd.
Glenville
Late spring 2008
Route 50-Price Chopper Plaza


Free Seminars Buying A Home
Tuesday - April 22
6 p.m. - 7:30 p.m.
Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany


Selling Your Home
Wednesday - April 23
6 p.m. - 7:30 p.m.
Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany


What Retirees and Pre-Retirees Should Know About Medicaid and Long-Term Care Planning
Wednesday - April 30
6 p.m. - 7:30 p.m.
Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany


Raising Your Credit Score
Wednesday - May 14
6 p.m. - 7:30 p.m.
Vestal Branch
3460 Vestal Pkwy. East
Vestal


Investing for Small Business Owners
Thursday - May 15
6 p.m. - 7:30 p.m.
Dora Maxwell Auditorium
700 Patroon Creek Blvd.
Albany
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Earn Preferred Points with your Visa Card

Great news for SEFCU Visa® Credit Card holders...now all SEFCU Credit Cards earn Preferred Points! Get one point for every $1 that you spend with your card, and combine the points you earn on your Check and Credit Cards into one balance! The rewards options have also grown as a part of the enhanced program; now you can redeem for airfare online 24 hours a day! Keep a look out for the SEFCU Foundation as a charitable gift option coming soon!

Still have questions about Preferred Points? Learn more at sefcu.com.




Kids share certificates coming soon

Piggy bank Teach the young child in your life the importance of saving. With the new Smart Sense Certificate from SEFCU, you can start with as little as $100, and add on to the certificate at any time with no penalty! When you open a Smart Sense Certificate, you'll receive a "registry kit" that contains cards that you can put in birthday invitations, so your friends and family can help your child save!

Look for more details coming soon!




Bankgreen.com to launch soon

Late this month marks the launch of bankgreen.com, the official website of SEFCU's Going Green campaign! Check out the new site to keep up to date on the latest news on what SEFCU is doing to go green. See a list of our current green initiatives, as well as the dates and locations of upcoming shredding days. Stop by to read some great tips to stay eco-friendly, and send us your suggestions to help us protect the environment.




Start thinking retirement It's never too early to start thinking about retirement.

Now is the time to make your move!

How much money do you think you need to have set aside to retire comfortably? If you haven't given this some serious thought, now is the time! The number you come up with may seem insurmountable, but with discipline and a plan anyone can reach their retirement goals.

Individual Retirement Accounts (IRAs) are a great way to get started on your retirement savings. Visit sefcu.com and take a look at our options, ranging from Traditional and Roth, to Mutual Fund and Share Certificate IRAs. Open an IRA with SEFCU today; saving early and often will ensure a retirement of leisure. Don't wait, secure your future today!

For advice on saving for retirement, visit the financial education center on sefcu.com, or call SEFCU's Investment and Insurance Center at 518-862-1955 or 800-727-3328.
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*** Annual Percentage Rate. Published rate applies to vehicle model years 2005-2008. Rate listed includes a quarter-percent discount for electronic payment and assumes creditworthiness. Other rates and terms may apply. Rate is accurate as of 03/19/2008 and is subject to change without notice.
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