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TODAY'S RATES: New Auto/RV/Boat
Model years '07-'10Approx. Repayment TermPresent APR
as low as*
New Auto24 months3.74%
New Auto36 months3.74%
New Auto48 months4.24%
New Auto60 months4.74%
New Auto72 months5.49%
New RV & Boat24 Months3.74%
New RV & Boat36 Months3.74%
New RV & Boat48 Months4.24%
New RV & Boat60 Months5.24%
New RV & Boat72 Months5.99%
New RV & Boat73-180 months7.50%

Whether you’re eyeing a late-model car or a new RV, a high-powered motorboat, or a 30-foot yacht, SEFCU is your source for the financing you need. Search our financing options by model year, or look into our special SEFCU loan programs.
 
And when you’re ready, apply online or by phone at 518-452-8183 or 800-727-3328. Everything you need, right in one place. At SEFCU, we make life easier for you!

Looking for extra protection for extra peace of mind? Guaranteed Asset Protection covers the difference between what you owe on a vehicle and how much your insurance company determines your vehicle is worth if your vehicle is stolen or totaled. Plus, your credit rating is protected! Click here to learn more about Guaranteed Asset Protection.

To encourage members to conserve our natural resources, SEFCU offers a 1/4% rate reductions for specific eco-friendly vehicle loans (all vehicles classified as SmartWay Elite in the green vehicle guide compiled by the EPA). Click here to search for a SmartWay Elite vehicle.
 
* Annual Percentage Rate. Published rate applies to vehicle model years 2007-2010. Rate listed includes a quarter-percent discount for electronic payment and assumes creditworthiness. Other rates and terms may apply. Rate accurate as of and subject to change without notice.


Model Year 1999 - 2006
Buy the vehicle you’re looking for —with very little cash up front. Apply here.

First Time Borrower
Wondering how a first-time borrower can get financing? At SEFCU, get the wheels you need while building up your credit history. Apply here.



 
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