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TODAY'S RATES: New Auto/RV/Boat
Model years '06-'09Approx. Repayment TermPresent APR
as low as*
New Auto/RV/Boat24 months4.49%
New Auto/RV/Boat36 months4.79%
New Auto/RV/Boat48 months4.89%
New Auto/RV/Boat60 months5.09%
New Auto/RV/Boat72 months5.59%
New RV/Boat Only73-180 months7.00%

Whether you’re eyeing a late-model car or a new RV, a high-powered motorboat, or a 30-foot yacht, SEFCU is your source for the financing you need. Search our financing options by model year, or look into our special SEFCU loan programs.
 
And when you’re ready, apply online or by phone at 518-452-8183 or 800-727-3328. Everything you need, right in one place. At SEFCU, we make life easier for you!

Looking for extra protection for extra peace of mind? Guaranteed Asset Protection covers the difference between what you owe on a vehicle and how much your insurance company determines your vehicle is worth if your vehicle is stolen or totaled. Plus, your credit rating is protected! Click here to learn more about Guaranteed Asset Protection.

 
* Annual Percentage Rate. Published rate applies to vehicle model years 2006-2009. Rate listed includes a quarter-percent discount for electronic payment and assumes creditworthiness. Other rates and terms may apply. Rate accurate as of and subject to change without notice.


Model Year 1998 - 2005
Buy the vehicle you’re looking for —with very little cash up front. Apply here.

Auto Equity
Use the equity in your home to buy the new car of your dreams. Apply here.

First Time Borrower
Wondering how a first-time borrower can get financing? At SEFCU, get the wheels you need while building up your credit history. Apply here.



 
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