Did you know there was a way you could save money on your next loan? With a share-secured loan, you can enjoy low loan rates while using your Mint Share account or Share Certificate as collateral to borrow up to 125% of your account balances. Interest rates are tiered and determined based on the amount you have on deposit and how much you would like to borrow. Best of all, your money on deposit continues to earn dividends, even when it is used as collateral for your loan.
Choose terms from 1-60 months, however Share Secured Certificate loans can't exceed the maturity date of your share certificate. You can also select interest only or principal and interest payments as part of your repayment terms***.
To get the cash you need—and save money in the process—apply online or by phone at 518-452-8183 or 800-727-3328.
*Annual Percentage Rate. Rate accurate as of
and subject to change without notice.
** Minimum $35 monthly payment. Rates based on prior quarter's average of the 26 week Treasury Bill Constant Maturities.
*** Rates based on prior quarter's average of the 26 week Treasury Bill Constant Maturities. Members may only borrow up to 100% of account balances for Share Secured Certificate Interest only loans.