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| TODAY'S RATES: Conventional Fixed Rate | | Loan Sub-Account Description | Rate*
Effective 11/20/2009 PM* | Points | Annual Percentage Rate (APR) | | 30 Year Fixed | 4.625% | 1.50 | 4.76% | | 30 Year Fixed | 4.750% | 1.00 | 4.84% | | 30 Year Fixed | 5.000% | 0.00 | 5.00% | | 20 Year Fixed | 4.500% | 1.50 | 4.68% | | 20 Year Fixed | 4.625% | 1.00 | 4.74% | | 20 Year Fixed | 4.875% | 0.00 | 4.88% | | 15 Year Fixed | 4.125% | 2.00 | 4.43% | | 15 Year Fixed | 4.250% | 0.75 | 4.36% | | 15 Year Fixed | 4.375% | 0.00 | 4.38% | | 10 Year Fixed | 4.125% | 2.00 | 4.56% | | 10 Year Fixed | 4.250% | 0.75 | 4.41% | | 10 Year Fixed | 4.375% | 0.00 | 4.38% |
At SEFCU, we offer both cash-out refinances up to 80% loan to value and no cash-out refinances up to 95% loan to value.
Best of all, you can apply online, simply visit our Mortgage Center, or call a SEFCU Mortgage Originator at 518-451-2941. Outside the 518 area code call 866-733-2880 x 2941.
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