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| TODAY'S RATES: Conventional Fixed Rate | | Loan Sub-Account Description | Rate* Effective 09/02/2010 PM* | Points | Annual Percentage Rate (APR) | | 30 Year Fixed | 4.000% | 2.50 | 4.23% | | 30 Year Fixed | 4.250% | 1.25 | 4.37% | | 30 Year Fixed | 4.500% | 0.00 | 4.52% | | 20 Year Fixed | 4.000% | 2.25 | 4.29% | | 20 Year Fixed | 4.125% | 1.75 | 4.35% | | 20 Year Fixed | 4.375% | 0.00 | 4.40% | | 15 Year Fixed | 3.500% | 2.00 | 3.82% | | 15 Year Fixed | 3.750 | 1.00 | 3.93% | | 15 Year Fixed | 4.000% | 0.00 | 4.03% | | 10 Year Fixed | 3.500% | 2.00 | 3.97% | | 10 Year Fixed | 3.750% | 1.00 | 4.00% | | 10 Year Fixed | 4.000% | 0.00 | 4.04% |
At SEFCU, we offer both cash-out refinances up to 80% loan to value and no cash-out refinances up to 95% loan to value.
Best of all, you can apply online, simply visit our Mortgage Center, or call a SEFCU Mortgage Originator at 518-451-2941. Outside the 518 area code call 866-733-2880 x 2941.
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