SEFCU - Mortgages

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Mortgages

Whether you’re looking to purchase a new home or refinance your existing one – SEFCU makes the process easy! Here, in our online mortgage center, you can access the tools and information you need to find the loan that’s right for you. Compare mortgage types, use online real estate calculators, get pre-qualified online and check out our low loan rates. It’s easy, and it’s fast!

Choose from a variety of SEFCU mortgages:

Traditional Mortgages
Choose between a fixed or adjustable rate traditional mortgage.

HLPR "helper" Mortgage
An adjustable low-rate mortgage for First-Time homebuyers from SEFCU.

Freddie Mac Alt 97
Ideal for first-time homebuyers, with a minimum down payment requirement of just 3%. Get pre-qualified here.

FHA Mortgages
If a traditional mortgage isn’t right for you, FHA may be the answer, especially if your income is limited and you can’t afford a large down payment. Get pre-qualified here.

Construction Loans
Finance a builder's contract with a low adjustable rate. Get pre-qualified here.

Mortgage Match Program
Provides funding for your down payment and closing costs if you qualify.

Community Mortgage Program
First-time homebuyers with limited income can benefit from a lower down payment and closing costs.

Florida Mortgage Program
Looking to buy (or refinance) a home in sunny Florida? Look no further.

Refinancing
Looking for a better rate on your current home mortgage? SEFCU can help!

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