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Smart Sense account grows with your child

Whether you have a toddler, middle school student, or teenager, SEFCU's Smart Sense account will meet their financial needs every step of the way to adulthood. It's never too early to learn money management. Open a Smart Sense account for your son or daughter, or grandchild, and make banking a family affair. 

Smart Sense members, want the chance to get your picture taken with Corbin Bleu at Albany's Palace Theatre on September 4? E-mail marketing@sefcu.com by August 29 to enter a drawing to attend an exclusive Meet and Greet before the concert!*
Not a Smart Sense member yet?
Open your Smart Sense account today and you could win a chance to meet Corbin Bleu!* Visit any SEFCU branch to open a Smart Sense account. Click here to locate the nearest SEFCU branch.

Banking that grows with your child

For young children, a savings account might be enough, but as your child becomes a teen, he or she might need a free checking account to pay bills. With the Smart Sense account, responsible members, 14 and older, can get a free checking account and debit card. Plus, you can help them manage their account with our online banking service, SEFCU OnLine.


Paying for education
As the cost of education rises, paying for it is becoming more of a challenge. SEFCU understands the financial strain this can put on a family, so beginning in 2006, Smart Sense members can qualify for merit based $500 or $1,000 scholarships awarded annually.  

Learning about money
Through fun, educational sources, like Googolplex, we’ll help our youngest members establish healthy financial habits by encouraging responsible saving and spending. Then, as they become teenagers, we’ll teach them how to manage a checking account, debit card, and build their credit for the future.

Cool stuff for kids 
All work and no play is no fun for kids! So, as a reward for being a Smart Sense member, your son or daughter will receive a birthday card, special invitations to events, be eligible for contests, and more!


Get Smart today!
Don’t wait to start teaching your child responsible financial habits. Open a Smart Sense account at any branch and watch as it grows with your child! 

* No purchase necessary; $25 deposit required to open account. SEFCU’s Smart Sense account is for members up to 18 years of age. E-mails received by August 30 will be entered in a drawing to receive a ticket to the Meet and Greet prior to the concert. Tickets to the concert are available through the Palace Theatre. SEFCU employees and their immediate family members are not eligible. No substitution of cash for prizes. To enter without opening a Smart Sense account, you must send a 3 x 5” postcard with your name, daytime and evening telephone numbers via U.S. mail to SEFCU Marketing Dept., 700 Patroon Creek Blvd., Albany, NY 12206. Only one handwritten entry per envelope. Maximum one entry per person. Postcard must be received by August 29 to be eligible.

 

Marty Sense
SEFCU's comic book character who uses humor to teach kids about saving, earning money, and responsible spending.

Smart Sense Savings Certificate  
Introduce your child to the thrill of watching their savings grow!


 
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