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TODAY'S RATES: Smart Sense Savings Certificates
TermDividend RateAnnual Percentage Yield**
18 month - Add-on1.00%1.00%
24 month - Add-on1.25%1.26%
36 month - Add-on1.90%1.92%

Looking for the perfect gift idea?

How about money in the bank...

Introduce your child to the thrill of watching their savings grow! SEFCU’s Smart Sense Savings Certificate Registry is a great opportunity to teach the child in your life the value of having their own savings account, and is a convenient solution for family and friends who struggle with what to give a child for birthdays, holidays, and other special celebrations!

To get started, children can stop by any SEFCU branch with a parent or guardian to open their account. The minimum deposit to open a Smart Sense Savings Certificate account is $100. Each kit contains a mini-passbook for recording deposits and a set of registry announcement cards that families can distribute to grandparents, aunts and uncles, friends, and anyone else looking for a thoughtful gift idea!

For more information on SEFCU’s Smart Sense Savings Certificate Registry, ask any branch representative, or call the Member Solutions Center at 518-452-8183 or 800-727-3328 (outside the Capital District and within the Continental U.S.).

 

 
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