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TODAY'S RATES: Preferred Savings
Average Monthly Tier BalancesMinimum Opening DepositMinimum Balance to Obtain APY*Dividend RateAnnual Percentage Yield*
$0 - $2,499.99N/A$1.001.15%1.16%
$2,500.00 - $9,999.99N/A$2,500.001.15%1.16%
$10,000.00 - $24,999.99N/A$10,000.001.35%1.36%
$25,000.00 - $49,999.99N/A$25,000.002.00%2.02%
$50,000.00 $ overN/A$50,000.002.44%2.47%

Looking for an incentive to save more? Our Preferred Savings account may be the right choice. With Preferred Savings, the more you save, the higher your dividend rate! Make unlimited withdrawals and deposits (account not accessible via ATM). Transfer funds to and from other SEFCU accounts via SEFCU OnLine, the SEFCU Member Solutions Center, DIAL (our automated telephone banking option) or any branch**. You can even use your account as overdraft protection for your SEFCU free checking account**.
 
Is Preferred Savings right for you? Contact our Member Solutions Center at 518-452-8183 or 800-727-3328, or visit any branch location to open your account.
 
* Annual Percentage Yield. APY is based on the average daily balance. Rates subject to change without notice.
**Federal regulation (Regulation D) limits electronic withdrawals and transfers from a savings account to a maximum of six during any calendar month, of which only three maybe by check or debit card.

 
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RELATED LINKS
Direct Deposit
NCUA Share Funds Insurance Estimator
Preferred Plus
Share Certificate
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