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| TODAY'S RATES: Preferred Plus Savings | | Average Monthly Tier Balances† | Minimum Opening Deposit | Minimum Balance to Obtain APY* | Dividend Rate | Annual Percentage Yield* | | $0 - $99,999.99 | $100,000 | n/a | 1.50% | 1.51% | | $100,000-$249,999.99 | $100,000 | $100,000 | 1.50% | 1.51% | | $250,000-$499,999.99 | $100,000 | $250,000 | 1.50% | 1.51% | | $500,000-$999,999.99 | $100,000 | $500,000 | 1.50% | 1.51% | | $1,000,000 & over | $100,000 | $1,000,000 | 1.50% | 1.51% |
If you have over $100,000 in savings deposits, SEFCU can help you make the most of it with our high yield savings account! Our Preferred Plus account offers tiered dividend rates, so your money can earn more than it would in a traditional savings account. Other benefits include:
- Unlimited withdrawals and deposits (account not accessible via ATM)
- Transfers between SEFCU accounts via SEFCU OnLine, the SEFCU Member Solutions Center, DIAL (our automated telephone banking option) or any branch
- Free check orders
- Free teller checks
- Free money orders and traveler’s checks
- Free SEFCU iPay
- Free overdraft transfers**
- Three (3) free wire transfers per month
- Waiver of coin counting fees at the East Greenbush, Patroon Creek, and Wilton branches
To open your Preferred Plus account, contact our Member Solutions Center at 518-452-8183 800-727-3328, or visit any branch location and start taking advantage of your high yield savings account today!
*Annual Percentage Yield. APY is based on the average daily balance. Rates subject to change without notice.
**Federal regulation (Regulation D) limits electronic withdrawals and transfers from a savings account to a maximum of six during any calendar month, of which only three maybe by check or debit card.
†The minimum balance to open this account is $100,000.00. If your monthly average balance for the statement period falls below $100,000.00, your account will be assessed a service fee as shown in the fee schedule (click here to view fee schedule). In addition, these accounts will earn dividends at the base tier rate for the period.
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