PERSONAL > Banking Center > Savings > IRAs > Traditional & Roth IRA Shares
 
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TODAY'S RATES: Traditional and Roth IRA
Average Monthly Tier BalancesMinimum Opening Deposit Minimum Average Monthly Balance to Obtain APY*Dividend RateAnnual Percentage Yield*
$0-$2,499.99N/A$1.000.50%0.50%
$2,500.00-$9,999.00N/A$2,500.000.50%0.50%
$10,000.00-$24,999.99N/A$10,000.000.75%0.75%
$25,000.00-$49,999.99N/A$25,000.001.05%1.06%
$50,000.00 & overN/A$50,000.001.14%1.15%

Would you like to invest some of your savings in an IRA Share Certificate, but don't have the money to fund it yet? SEFCU has the answer…our Traditional and Roth IRA Share accounts. There’s no minimum balance requirement, and you enjoy the same tiered rates as our Preferred Savings account to maximize earnings on your IRA. What’s more, these accounts provide possible tax deductions for contributions and tax-deferred earnings.
 
If you think an IRA Share may be right for you, e-mail us or contact our Member Solutions Center at 518-452-8183 or 800-727-3328.
 
*Annual Percentage Yield. APY assumes that dividends will not be withdrawn. Rates subject to change without notice.
 

 
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