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TODAY'S RATES: Traditional & Roth IRA Certificates
TermDividend RateAnnual Percentage Yield**
6 month (fixed rate)0.75%0.75%
10 month (fixed rate)0.75%0.75%
12 month (fixed rate)1.40%1.41%
15 month (fixed rate)1.40%1.41%
18 month (fixed rate)1.64%1.65%
24 month (fixed rate)1.94%1.96%
36 month (fixed rate)2.38%2.41%
48 month (fixed rate)2.78%2.82%
60 month (fixed rate)3.00%3.04%
24 month add-on1.94%1.96%

Looking for a smart way to save for retirement? SEFCU’s Traditional Individual Retirement Account (IRA) may be the answer. You contribute pre-tax dollars to your account, and the earnings are tax-deferred until withdrawals begin at age 59½ or later. If you think you’ll be in a lower tax bracket when you retire, this may be the best option for you!
 
Find out more today. E-mail us or contact our Member Solutions Center at 518-452-8183 or 800-727-3328.
 
*Annual Percentage Yield. APY assumes that dividends will not be withdrawn. Rates subject to change without notice.

 
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