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TODAY'S RATES: Holiday Clubs
Account TypeMinimum Opening Deposit Minimum Daily Balance to Obtain APY* Dividend RateAnnual Percentage Yield*
Holiday Savings Club$0.00$1.000.50%0.50%

Do you love the holidays but dread the bills that come later? SEFCU makes the season much easier for you. Use our Holiday Club savings account to save all year long for holiday shopping. Start your account anytime and add to it at any branch—or through direct deposit, payroll deduction, DIAL (our automated telephone banking option) or SEFCU OnLine. Your money is automatically transferred into your free checking or savings account on October 1. Member may request one (1) withdrawal during the year.  Any additional withdrawal request(s) will result in funds being transferred to a regular share account and Holiday Club being closed.
 
To get started with your holiday savings, contact our Member Solutions Center at 518-452-8183 or 800-727-3328, or visit any branch location.
 
*Annual Percentage Yield. APY is based on the average daily balance. Rates subject to change without notice.

 
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Direct Deposit
NCUA Share Funds Insurance Estimator
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