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SEFCU offers Health Savings Accounts (HSAs) which give you more control over how you spend your healthcare dollars. When you have an HSA, you decide how and when you spend your money. You can enjoy tax benefits* as well because your contributions, withdrawals, and investment gains are all tax-free.

HSAs work in conjunction with a High Deductible Health Plan (HDHP). With an HDHP your monthly insurance premiums will be lower and you agree to pay more out-of-pocket expenses up front to cover healthcare expenses. For 2010, the minimum out-of-pocket deductible is $1,200 for individuals and $2,400 for families. Best of all, any funds that remain in your HSA at the end of the year are yours to keep for future medical expenses.

*Consult your tax advisor for details.

Open an HSA now.
Find out how to open an HSA today!

Eligibility
View HSA eligibility requirements.

HSA Checking
The most convenient way to pay for your healthcare expenses.

HSA Share Certificate
Earn more on your money now and use HSA Share Certificates to pay for healthcare expenses.

Employers: Why Offer HSAs?
Find out why you should offer HSAs to your employees.

Employers: How to Transfer HSA Accounts to SEFCU
Learn the ins and outs of transferring HSAs.

Forms
View and print HSA forms here.

HSA FAQs
Get the facts about HSAs.

HSA Employer FAQs
Learn what employers need to know about HSAs.

HSA Tax Filing Information
Get important tax information here.

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TREO650 Wireless Banking
Is a free service offered through SEFCU that enables you to perform selected OnLine banking functions remotely.

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