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TODAY'S RATES: Free Checking
Minimum Opening DepositMinimum Balance to Obtain APY*Dividend RateAnnual Percentage Yield*
No Minimum$250.000.25%0.25%

If you’re getting slammed with fees and hidden charges, take a good look at SEFCU. With our free checking account, there is no minimum balance required; you pay no monthly service charges, and there are no per-check charges! Plus, we pay dividends on average daily balances of $250 or more. Your first 40 checks are free, and your account (if you qualify) comes with a complimentary SEFCU check card.
 
To open your checking account, simply contact our Member Solutions Center at 518-452-8183 or 800-727-3328, or visit any branch location.
 
*Annual Percentage Yield. APY is based on the average daily balance. Rates subject to change without notice.

 
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RELATED LINKS
Cash Reserve
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Online Check Ordering
SEFCU Visa Check Card
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FORMS
Check Reconciliation Form
Checking Switch Kit
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