CURRENT RATES
| TODAY'S RATES: Smart Sense Savings Certificates | | Term | Dividend Rate | Annual Percentage Yield** | | 18 month - Add-on | 1.64% | 1.65% | | 24 month - Add-on | 1.94% | 1.96% | | 36 month - Add-on | 2.38% | 2.41% |
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Note: Minimum to open and obtain APY is $100.00
Rates Effective 10/17/2009
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