FHA loans amounts between 40K-49.999 add .50 points to the points listed.

FHA loans amounts under 40K add 1.00 points to the points listed.

FHA rates are effective until 4:30 P.M. APR rates are based on $100,000 loan amounts.

** 1% Annual Cap / 5% Lifetime Cap / Margin 2.75% / Index One Year Treasury Bill

FHA rates can be locked at any time from application to approval.

*Rates are posted twice a day (AM and PM) and are subject to change without notice.
For non-owner occupied rates call 518-464-5357.