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CURRENT RATES

TODAY'S RATES: Construction Loans
Loan Sub-Account DescriptionRate*
Effective 3/18/2010 PM*		PointsAnnual Percentage Rate (APR)
1 Year ARM4.750%2.257.57%
Non-Convertible4.500%1.007.41%
1 Year ARM4.125%2.257.62%
Convertible Option4.625%1.007.54%
3/1 ARM5.250%1.007.64%
5/1 ARM5.600%1.007.57%
Owner Occupied
 
2% Annual Cap / 6% Lifetime Cap / Margin 3% / Index - One Year Treasury Bill
 Construction ARM Rates are locked for 6 months, all others for 60 days.
*Rates are posted twice a day (AM and PM) and are subject to change without notice.
For non-owner occupied rates please call 518-464-5357.
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