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CURRENT RATES

TODAY'S RATES: Adjustable Rate Mortgages
Loan Sub-Account DescriptionRate*
Effective 9/5/2008 PM*
PointsAnnual Percentage Rate (APR)
1 Year Non-Convertible ARM4.000%1.255.13%
1 Year Non-Convertible ARM4.500%0.005.07%
1 Year Non-Covertible JUMBO ARM**4.750%0.005.09%
1 Year Non-Covertible JUMBO ARM**5.000%1.255.11%
1 Year Convertible ARM4.125%1.255.14%
1 Year Convertible ARM4.625%0.005.08%
3/1 ARM5.250%0.005.16%
3/1 Year JUMBO ARM**5.750%0.005.28%
5/1 ARM5.600%0.005.4628
5/1 Year JUMBO ARM**6.100%0.005.50%
Interest Only - 5/1 ARM6.750%0.005.75%
HLPR Mortgage 3/1 ARM5.000%0.005.19%
Conversion Option Rate:30 Year = 6.375%n/an/a
Conversion Option Rate:15 Year = 5.750%n/an/a

TODAY'S RATES: Conventional Fixed Rate
Loan Sub-Account DescriptionRate*
Effective 9/5/2008 PM*
PointsAnnual Percentage Rate (APR)
40 Year Fixed6.875%0.006.88%
30 Year Fixed6.000%1.756.17%
30 Year Fixed6.250%0.756.32%
30 Year Fixed6.500%0.006.50%
20 Year Fixed5.875%1.756.09%
20 Year Fixed6.125%0.756.22%
20 Year Fixed6.375%0.006.38%
15 Year Fixed5.375%1.755.65%
15 Year Fixed5.625%1.005.78%
15 Year Fixed5.875%0.005.88%
10 Year Fixed5.250%2.255.75%
10 Year Fixed5.500%1.255.78%
10 Year Fixed5.875%0.005.88%

TODAY'S RATES: Conventional Bi-Weekly Rate
Loan Sub-Account DescriptionRate*
Effective 9/5/2008 PM*
PointsAnnual Percentage Rate (APR)
30 Year Fixed6.000%1.756.19%
30 Year Fixed6.250%0.756.32%
30 Year Fixed6.500%0.006.50%
15 Year Fixed5.375%1.755.66%
15 Year Fixed5.625%1.005.78%
15 Year Fixed5.875%0.005.88%

TODAY'S RATES: Alt '97 Fixed Rate Mortgages
Loan Sub-Account DescriptionRate*
Effective 9/5/2008 PM*
PointsAnnual Percentage Rate (APR)
Alt '97 30 Year Fixed7.250%0.007.25%
Alt '97 20 Year Fixed7.125%0.007.13%
Alt '97 15 Year Fixed6.625%0.006.63%

TODAY'S RATES: Construction Loans
Loan Sub-Account DescriptionRate*
Effective 9/5/2008 PM*
PointsAnnual Percentage Rate (APR)
1 Year ARM4.750%2.255.18%
Non-Convertible4.500%1.005.05%
1 Year ARM4.125%2.255.13%
Convertible Option4.625%1.005.06%
3/1 ARM5.250%1.005.13%
5/1 ARM5.600%1.005.28%

TODAY'S RATES: FHA Mortgages
Loan Sub-Account DescriptionRate*
Effective 9/5/2008 PM*
PointsAnnual Percentage Rate (APR)
203(b) 30 Year fixed6.000%0.7506.57%
203(b) 30 Year fixed6.125%0.2506.65%
203(b) 30 Year fixed6.250%0.0006.76%
203(b) 15 Year fixed6.000%0.1256.86%
203(b) 15 Year fixed6.500%0.0007.35%
203(b) 1 Year ARMn/an/an/a
203(b) 1 Year ARMn/an/an/a

TODAY'S RATES: EZRefi Option
TermAnnual Percentage Rate*
Effective 9/5/2008 PM*
Maximum 15 Years6.375%

*Rates are posted twice a day (AM and PM) and are subject to change without notice.
 
 
**JUMBO product is for loans ranging in amounts of $417,001 to $2,000,000. Maximum loan amount and minimum downpayment required are determined by number of units and whether this is a primary (max 4 units) or vacation (max 1 unit) home.
 
 

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