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CURRENT RATES

TODAY'S RATES: Home Equity Adjustable Rate
Loan to Value RatioTermRateAnnual Percentage Rate (APR)
LTV Up To 80%Maximum 25 years3.50% for the first yearPrime plus 0% after first year
LTV 80.01%-85%Maximum 25 Years4.25% for the first yearPrime plus 1% after first year
Rates adjust annually, 2% annual cap, 14.9% lifetime cap, rate floor is 4.00% (Except for intro rate on some lines.).
The minimum loan amount is $5,000.

*Max loan = $350,000
Rate Effective 03/19/08.
Prime rate is 3.25%, effective 12/17/08.
 
SEFCU reserves the right to change rates at any time. Rates accurate as of today -
 
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