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CURRENT RATES

TODAY'S RATES: Cash Reserve Account
Loan Sub-Account Description% Above IndexDaily Periodic RatePresent APR
as low as
Minimum APR
Cash Reserve
Rate may vary based on credit worthiness
5.50%0.023288%8.75%5.50%

For Line of Credit/Cash Reserve your payment per $100.00 is:
$0 - $4,000
$3.60
$4,001 - $6,000
$2.90
$6,001 - $8,000
$2.50
$8,001 - Over
$2.30
However, your minimum payment will never be less than: $35.00 (Monthly)

APR =Annual Percentage Rate.

Prime Rate plus 5.5%, currently as low as 8.75%. All loans subject to creditworthiness. Rates accurate as of today - and subject to change without notice.

**Each member on the account must apply for the Cash Reserve.
 
Rates Effective 01/01/2009

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