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| TODAY'S RATES: New Auto/RV/Boat | | Model years '07-'10 | Approx. Repayment Term | Present APR
as low as* | | New Auto | 24 months | 3.74% | | New Auto | 36 months | 3.74% | | New Auto | 48 months | 4.24% | | New Auto | 60 months | 4.74% | | New Auto | 72 months | 5.49% | | New RV & Boat | 24 Months | 3.74% | | New RV & Boat | 36 Months | 3.74% | | New RV & Boat | 48 Months | 4.24% | | New RV & Boat | 60 Months | 5.24% | | New RV & Boat | 72 Months | 5.99% | | New RV & Boat | 73-180 months | 7.50% |
| TODAY'S RATES: Used Auto/RV/Boat | | Model years '03-'06 | Approx. Repayment Term | Present APR
as low as* | | Used Auto | 36 months | 4.74% | | Used Auto | 48 Month | 5.00% | | Used Auto | 60 Months | 5.74% | | Used RV & Boat | 36 Months | 4.74% | | Used RV & Boat | 48 Months | 5.00% | | Used RV & Boat | 60 Months | 6.24% | | Used RV & Boat | 61-84 months | 7.99% | Model years '99-'02 | Approx. Repayment Term | Present APR** | | Older Auto | 36 months | 6.50% | | Older Auto | 48 months | 6.50% | | Older RV & Boat | 36 Months | 6.50% | | Older RV & Boat | 48 Months | 6.50% | | Older RV & Boat | 49-84 months | 8.24% |
| TODAY'S RATES: Auto Advantage | | Future, current, and previous three model years** | Approx. Repayment Term | Present APR
as low as* | | Auto Advantage | 24 months | 4.49% | | Auto Advantage | 36 months | 4.49% | | Auto Advantage | 48 months | 4.99% | | Auto Advantage | 60 months | 5.49% | | Auto Advantage | 72 months | 6.24% |
| TODAY'S RATES: New Sportscraft | | Model Years '07-'10 | Approx. Repayment Term | Present APR
as low as* | | Sportscraft | 24 months | 5.24% | | Sportscraft | 36 Months | 5.24% | | Sportscraft | 48 months | 5.24% | | Sportscraft | 60 months | 5.44% | | Sportscraft | 72 Months | 6.49% |
| TODAY'S RATES: Used Sportscraft | | Model Years '03-'06 | Approx. Repayment Term | Present APR
as low as* | | Sportscraft | 36 months | 5.84% | | Sportscraft | 48 months | 5.99% | | Sportscraft | 60 months | 6.54% |
| TODAY'S RATES: Personal Line of Credit | | Loan Sub-Account Description | % Above Index | Daily Periodic Rate | Present APR
as low as | Minimum APR | Cash Reserve
Rate may vary based on credit worthiness | 5.50% | 0.023288% | 8.75% | 5.50% |
| TODAY'S RATES: Visa Products | | Visa® Products: | Monthly periodic rate | Introductory Annual Percentage Rate (APR) | Standard Annual Percentage Rate | | Visa® Capital Card (fixed rate) | 1.2417% | 9.90%* | 14.90% after first 12 months | | Visa® Gold Card (variable rate) | 0.6875% | 6.90%** | 8.25% after first 6 months (Prime +5.0%) | | + Visa® Share Secured Gold Card (variable rate) | 0.2708% | N/A | 3.25%*** (Prime Rate +0.0%) | | ++ Visa® Share Certificate Secured Gold Card (variable rate) | 0.2708% | N/A | 3.25%**** (Prime Rate +0.0%) |
| TODAY'S RATES: Unsecured Personal Loans | | Loan Sub-Account Description | Approx. Repayment Term | Present APR
as low as* | | Unsecured Personal | 12 months | 8.99% | | Unsecured Personal | 18 months | 8.99% | | Unsecured Personal | 24 months | 8.99% | | Unsecured Personal | 36 months | 8.99% | | Unsecured Personal | 48 months | 8.99% | | Unsecured Personal | 60 months | 8.99% |
| TODAY'S RATES: Education Loans | | Term | Rate Structure | Present APR as low as | Minimum APR | | 4 Year Draw Period | Rate Fixed Between Advances | 9.00% | 8.50% | | 11 Year Repay Period | Rate Fixed Between Advances | 9.50% | 8.50% | | 4 Year Draw/11 Year Repayment | Variable rate | 8.50% | 8.50% |
| TODAY'S RATES: Variable Rate Loans | | Loan Sub-Account Description | % Above Index | Present APR
as low as* | Minimum APR | | Share Certificate Secured Int only*** | 3.00% | 3.50% | 3.00% | | Share or Certificate Secured 0-40 LTV ** | 1.00% | 1.50% | 1.00% | | Share or Certificate Secured 40.01-70 LTV ** | 1.50% | 2.00% | 1.50% | | Share or Certificate Secured 70.01-100 LTV ** | 2.00% | 2.50% | 2.00% | | Share or Certificate Secured 100.01-125 LTV ** | 3.00% | 3.50% | 3.00% |
*Annual Percentage Rate. Rates listed above may include a quarter-percent discount for electronic payment and assume creditworthiness. Other rates and terms may apply. Rates accurate as of today -
and rates are subject to change.
**,***,****, +, ++, Click on the specific loan types above to view applicable disclosures for those loans.
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