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CURRENT RATES

TODAY'S RATES: New Auto/RV/Boat
Model years '07-'10Approx. Repayment TermPresent APR
as low as*
New Auto24 months3.74%
New Auto36 months3.74%
New Auto48 months4.24%
New Auto60 months4.74%
New Auto72 months5.49%
New RV & Boat24 Months3.74%
New RV & Boat36 Months3.74%
New RV & Boat48 Months4.24%
New RV & Boat60 Months5.24%
New RV & Boat72 Months5.99%
New RV & Boat73-180 months7.50%

TODAY'S RATES: Used Auto/RV/Boat
Model years '03-'06Approx. Repayment TermPresent APR
as low as*
Used Auto36 months4.74%
Used Auto48 Month5.00%
Used Auto60 Months5.74%
Used RV & Boat36 Months4.74%
Used RV & Boat48 Months5.00%
Used RV & Boat60 Months6.24%
Used RV & Boat61-84 months7.99%
Model years '99-'02
Approx. Repayment Term
Present APR**
Older Auto36 months6.50%
Older Auto48 months6.50%
Older RV & Boat36 Months6.50%
Older RV & Boat48 Months6.50%
Older RV & Boat49-84 months8.24%

TODAY'S RATES: Auto Advantage
Future, current, and previous three model years**Approx. Repayment TermPresent APR
as low as*
Auto Advantage24 months4.49%
Auto Advantage36 months4.49%
Auto Advantage48 months4.99%
Auto Advantage60 months5.49%
Auto Advantage72 months6.24%

TODAY'S RATES: New Sportscraft
Model Years '07-'10Approx. Repayment TermPresent APR
as low as*
Sportscraft24 months5.24%
Sportscraft36 Months5.24%
Sportscraft48 months5.24%
Sportscraft60 months5.44%
Sportscraft72 Months6.49%

TODAY'S RATES: Used Sportscraft
Model Years '03-'06Approx. Repayment TermPresent APR
as low as*
Sportscraft36 months5.84%
Sportscraft48 months5.99%
Sportscraft60 months6.54%

TODAY'S RATES: Personal Line of Credit
Loan Sub-Account Description% Above IndexDaily Periodic RatePresent APR
as low as
Minimum APR
Cash Reserve
Rate may vary based on credit worthiness
5.50%0.023288%8.75%5.50%

TODAY'S RATES: Visa Products
Visa® Products:Monthly periodic rateIntroductory Annual Percentage Rate (APR)Standard Annual Percentage Rate
Visa® Capital Card (fixed rate)1.2417%9.90%*14.90% after first 12 months
Visa® Gold Card (variable rate)0.6875%6.90%**8.25% after first 6 months (Prime +5.0%)
+ Visa® Share Secured Gold Card (variable rate)0.2708%N/A3.25%*** (Prime Rate +0.0%)
++ Visa® Share Certificate Secured Gold Card (variable rate)0.2708%N/A3.25%**** (Prime Rate +0.0%)

TODAY'S RATES: Unsecured Personal Loans
Loan Sub-Account DescriptionApprox. Repayment TermPresent APR
as low as*
Unsecured Personal12 months8.99%
Unsecured Personal18 months8.99%
Unsecured Personal24 months8.99%
Unsecured Personal36 months8.99%
Unsecured Personal48 months8.99%
Unsecured Personal60 months8.99%

TODAY'S RATES: Education Loans
TermRate StructurePresent APR as low asMinimum APR
4 Year Draw PeriodRate Fixed Between Advances9.00%8.50%
11 Year Repay PeriodRate Fixed Between Advances9.50%8.50%
4 Year Draw/11 Year RepaymentVariable rate8.50%8.50%

TODAY'S RATES: Variable Rate Loans
Loan Sub-Account Description% Above IndexPresent APR
as low as*
Minimum APR
Share Certificate Secured Int only***3.00%3.50%3.00%
Share or Certificate Secured 0-40 LTV **1.00%1.50%1.00%
Share or Certificate Secured 40.01-70 LTV **1.50%2.00%1.50%
Share or Certificate Secured 70.01-100 LTV **2.00%2.50%2.00%
Share or Certificate Secured 100.01-125 LTV **3.00%3.50%3.00%

*Annual Percentage Rate. Rates listed above may include a quarter-percent discount for electronic payment and assume creditworthiness. Other rates and terms may apply. Rates accurate as of today - and rates are subject to change.

**,***,****, +, ++, Click on the specific loan types above to view applicable disclosures for those loans.

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